Surety Bond Premium Estimator

Estimate annual premiums for freight or mortgage broker surety bonds based on credit score.

Manual Calculation Form

JavaScript is disabled. The standard BMC-84 bond is $75,000. Premiums typically range from 1.5% (excellent credit) to 10%+ (poor credit). Multiply 75,000 by your expected rate to find the premium.

Business Profile

Broker Type

Custom Bond Amount ($)

Personal Credit Score (Principal)

Industry Experience

Surety companies heavily weight time-in-business.

Estimated Annual Premium

Required Bond Amount:

Underwriting Breakdown

Estimated Rate applied
Credit Factor

Disclaimer: This is an estimate based on aggregate industry data. Actual surety quotes require a soft credit pull, evaluation of personal financials (liquidity), and business financial statements. If your credit is below 600, you may be required to post collateral (cash or letter of credit) in addition to paying a high premium.